El Opinador Compulsivo

Visto en CBP, muy interesante comparación entre el sistema bancario de EEUU y el de Canadá. Justo en estos días por acá aprobaron cambios para hacer más estrictos los requisitos para acceder a un crédito hipotecario:

Taken together, the features and regulations of banks in Canada outlined above create a healthy and sound “pro-lender” environment absent of political motivations for outcomes like greater homeownership, compared to the often politically motivated “pro-borrower” and “pro-homeowner” policies of the United States. While Canada’s banking system has promoted responsible borrowing and prudent lending and underwriting practices with little politically motivated interference, the U.S. banking system seems to have encouraged excessive lending to risky borrowers because of the political obsession with homeownership.